Today's Agent Skill: Terms of Service Plain-Language Summarizer
What It Does
Before you sign up for a new software tool, vendor agreement, or platform contract, you should know what you're agreeing to — but reading a 20-page Terms of Service document isn't realistic when you're running a business. This skill converts any TOS or legal agreement into a plain-English summary you can actually use to make a decision.
How It Works
The agent takes a pasted Terms of Service, privacy policy, or vendor agreement and returns a structured summary: what data is collected, who owns your content, what the cancellation terms are, what liability you're accepting, and any clauses that are unusually restrictive or risky for a small business. The output is organized by risk level so the most important issues are front and center.
How to Deploy It
Add the SKILL.md to your agent's skills folder and paste the document text to trigger it. Works immediately with Claude Code, Gemini CLI, Cursor, and Windsurf. Use it every time you onboard a new software vendor, sign a platform agreement, or review an updated privacy policy.
SKILL.md — Ready to Deploy
## Description
Summarize a Terms of Service, privacy policy, or vendor agreement into plain English, organized by topic and risk level, for a small business owner.
## Trigger
User pastes a Terms of Service, vendor agreement, or privacy policy document they need to understand before signing or accepting.
## Input
- document_text: Full or partial text of the legal document
- business_context: Optional — brief description of how the owner plans to use the service (e.g., "I'm using this platform to store customer data and process payments")
## Steps
1. Parse the document and identify the following key sections: Data Collection and Privacy, Data Ownership and IP Rights, Payment and Subscription Terms, Cancellation and Refund Policy, Liability Limitations and Indemnification, Dispute Resolution (e.g., arbitration clauses), Auto-Renewal or Price Change Clauses, and Third-Party Data Sharing.
2. For each section found, write 1–3 plain-English bullet points explaining what it means for the business owner in practical terms.
3. Flag any clauses that are unusually risky or restrictive for a small business — e.g., binding arbitration, broad IP assignment, auto-renewal with long notice windowCopy the full SKILL.md and drop it into your agent's skills directory to activate this skill.